Rural Housing Service

The Rural Housing Service (RHS) of the U.S. Dept. of Agriculture guarantees loans for rural residents with minimal closing costs and no down payment.

Housing and Community Facilities Programs helps rural communities and individuals by providing loans and grants for housing and community facilities. We provide funding for single family homes, apartments for low-income persons or the elderly, housing for farm laborers, childcare centers, fire and police stations, hospitals, libraries, nursing homes, schools, and much more.

In partnership with non-profits, Indian tribes, state and federal government agencies, and local communities, The Housing and Community Facilities Program creates packages of technical assistance and loan and grant funds to assist more rural communities and individuals. In the years to come, we hope to strengthen these partnerships as well as our relationships with our borrowers and grantees. Together, we can make rural America a better place to live.